How to Use Life Insurance to Protect a Small Business
Most people think of life insurance as a safety net for their families if they pass away unexpectedly. It can temporarily replace income, cover funeral costs, pay off a mortgage and other debt, and fund children’s education. Did you know life insurance can also be used to protect a small business and provide cash for […]
How to Read Your Insurance Policy (Without Getting Overwhelmed)
Insurance policy documents are filled with detailed information, numbers, and insurance industry jargon. Unfortunately, many policyholders become so frustrated by the complexity of their policies that they gloss over important details. This can increase the risk of confusion, coverage gaps, and disputes when it’s time to file a claim. You don’t have to read every […]
Spring Home Maintenance Checklist for Insurance Claims Prevention
You can’t do much about damage caused by the most severe storms. That’s what we’re here for. But a lot of home damage is preventable if you take steps now to avoid unnecessary repairs and homeowners insurance claims. Now that homes have finally thawed from the snow, ice, and bitter cold, follow this simple spring […]
Planning a Move? Protect Your Investment with This Homeowners Insurance Checklist
Moving into a new home is a rollercoaster of emotions: excitement and stress, anticipation and anxiety, possibilities and pitfalls, packing and unpacking. With everything else on your mind when buying a home, it’s easy to gloss over homeowners insurance as just another box to check. But giving it a little extra attention now can give […]
Storm Season Prep: Check Your Insurance Coverage Before Storms Hit
If there’s one thing we can confidently predict about the weather in our area, it’s that the weather is totally unpredictable. Nor’easters, hurricanes, snowstorms, and even earthquakes have shaken our homes and nerves over the years. The best step you can take now to protect your home, vehicles, and valuables is to make sure you […]
Comprehensive vs. Collision: What’s the Difference and Do You Need Both?
You might think to yourself, “Wouldn’t any type of auto insurance policy cover damage if I hit something? Shouldn’t comprehensive coverage take care of that?” Short answer: No, it doesn’t. That’s why collision coverage exists. Let’s explain comprehensive and collision insurance and why you would need both. What Does Comprehensive Insurance Cover? Comprehensive car insurance […]
Does Homeowners Insurance Cover Water Damage? It Depends.
The sad reality is that many people don’t find out if water damage is covered by theirhomeowners insurance until after something bad happens. That only makes an awfulsituation more stressful. The answer isn’t as simple as “yes” or “no,” but it’s not too complicated. The basicparameters related to water damage coverage involve the cause of […]
What to Do After a Car Accident: A Step-by-Step Insurance Guide
Even a minor accident can leave you feeling shaken. The jarring experience at the moment of impact. The stress of speaking with law enforcement and others involved. The uncertainty of what lies ahead – physically, emotionally, and financially. This simple, step-by-step guide can be a valuable resource that helps you stay calm and make sound […]
Certificate of Insurance, Explained: What Is It, and Why Do Clients Ask for It?
Have you ever rushed to Google after a client requested that you “send your COI” because you were a little confused? This is a standard request and no reason for panic, but understanding what it is and why it’s important can help you build trust, reduce risk, and keep your business running smoothly. What Is […]
Five Reasons to Review Business Insurance Annually
A lot can change for a business in a year such as new employees, expanded services, additional equipment, or even a shift in revenue. As your business grows and evolves, your insurance coverage should evolve with it. An annual review of your business insurance policies helps ensure you’re properly protected and not paying for coverage […]